New Jersey Workers Compensation

Workers Compensation Attorneys NJ

It is just another typical day at work. There are checklists that must be filled out, boxes that must be loaded onto the truck, and deliveries that must be made. You are used to the pace of your job at this point. This job supports your growing family which is most important. You have never had any issues with the physical labor that it entails. However, this morning as you bend over to pick up a box, something pulls is your back and suddenly you are unable to stand up straight. You are in extreme pain to the point where you can barely breathe. You just severely hurt your back and now you will be unable to work for months.

Examples such as the one just explained are not uncommon. It is expected that people are going to get hurt while at work, simply doing their job. Many of these injuries will prohibit a person from being able to perform their job. Many people panic when this happens as their income is typically supporting not just themselves but their family as well. When you sustain an injury at work, through no fault of your own, such as the one described, you could be entitled to workers’ compensation. Workers’ compensation is a form of insurance that companies carry just in case their employees happen to get injured or become sick as a direct result of something that took place in the work place. Workers’ compensation insurance entails coverage for an injured worker’s medical bills but income as well.

There are certain requirements that a person must meet when pursuing workers’ compensation. The first is an employer must be covered by workers’ compensation. While the mandate on workers’ compensation varies from state to state, the State of New Jersey requires that all New Jersey employers provide workers’ compensation coverage or, in the alternative, be approved for self-insurance. The second requirement is an obvious one, you must be an employee of the company. Finally, the injury or illness must be a work related injury.

There are guidelines, however, for what is defined as a ‘work related injury’. For example, say you are on your lunch break and you fall and break your ankle while buying your own lunch. That typically would not be considered a work related injury. However, if you were out picking up lunch for your boss, that could be considered a work related injury as you were doing something for the company. If you are injured at a company event or traveling for work, those injuries may be covered by workers’ compensation. If you are only traveling to and from work, however, and sustain injury, that injury most likely will not be covered.

Pursuing a workers’ compensation case can get tricky as seen in the fact that there are certain scenarios that are covered and ones that are not. It is important to consult with an attorney on your situation to see if you would be eligible not only for workers’ compensation but also to discuss whether you deserve any additional pain and suffering compensation as well. The Law Office of Marc A. Futterweit is here to help you through these painful and trying times so that you can assure while you are injured and out of work your family can still be looked after and taken care of. Please call our office today at (973) 442-0200 or online at www.futterweit.com to discuss your case.

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